— Topic —
Pension & tax structure.
NHS pension valuation, McCloud, limited company decisions, IR35. The structural decisions that compound over a career.
The NHS pension is the largest financial asset most British clinicians will ever own. Tax structure choices made early in a career compound over decades. The products here cover the NHS pension scheme, the McCloud remediation, and the personal-tax structures (sole trader, limited company, partnership) that determine how much of clinical income actually reaches the clinician.
2 of 6 products in this topic are available now; the rest are in production.
Calculator
The Locum vs Substantive Calculator
Calculator
The Limited Company Decision Calculator
Coming soon
Guide
The NHS Pension, Valued Properly
Coming soon
Guide
Limited Company, Sole Trader, Partnership
Coming soon
Guide
The Doctor Business Glossary
Coming soon
Template
The Locum Invoice Pack