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Home·Products·The Consultant Contract Evaluator
Calculator · Excel + PDF

The Consultant Contract Evaluator.

Decomposes an offer into pay, on-call, additional PAs, pension uplift.

What this Calculator is for

A UK NHS consultant contract is more economically complex than its headline figure suggests. The basic salary is determined by threshold and is fixed; the variable elements — number of programmed activities, on-call category, additional PAs, supplementary payments — are where the offer becomes negotiable, and where two consultants with the same threshold can have materially different total economic packages.

The user enters the components of an offer and the Calculator computes the total economic value, including pension. A second sheet accepts a second offer and the Comparison sheet produces a like-for-like view of which components differ and by how much.

What's inside

6 sheets in a single Excel file, plus an accompanying PDF user guide.

  1. Offer A — first contract offer, by component
  2. Offer B — second contract offer, by component
  3. Assumptions — UK 2026/27 consultant pay rates, NHS pension tiers, on-call supplements
  4. Comparison — side-by-side breakdown of the two offers
  5. Multi-year view — pension accumulation, threshold progression, total economic value
  6. Methodology — what the Evaluator includes

How it reads

"Two consultant offers with the same headline basic salary can differ in total economic value by as much as 20% once on-call, additional PAs, pension uplift, and the discretionary elements of the job plan are properly accounted for. The headline figure is not the offer; it is one component of the offer. Reading the offer well means reading the components."
— from the PDF user guide, Reading the decomposition

Who it's for

  • Trainees with consultant offers in hand. The first consultant contract is a 20+ year decision. Turns the offer letter into a substantive analytical view.
  • Consultants comparing two offers. The job-market view across two Trusts is much harder to assemble than it should be.
  • Consultants negotiating a job-plan change. Quantifies the marginal value of additional PAs, on-call changes, or supplementary payments.

What's not in this Calculator

It is a tool, not regulated advice. It does not provide personalised financial, legal, or tax recommendations. Those require a qualified professional who knows your full circumstances. The calculator's purpose is to make those conversations substantive rather than passive.

It focuses on UK clinical practice specifically — the regulatory and commercial environment of the UK.

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